Medical Expense Reimbursement Plan (MERP) Information
A Viable Consumer Driven Health Care Option


• A medical expense reimbursement plan is an employee fringe benefit which can provide you and your employees with a significant tax break.  Under a plan, the eligible employee is reimbursed by your company for out of pocket medical expenses.  The plan provides a tax free benefit, so that medical expenses can be paid for with “before tax” dollars

• With an MERP, you as the corporation, can purchase a group insurance plan and establish a reimbursement plan that pays for everything else. (deductibles, co-payments, and even uninsured “health related expenses”.) Reimbursements are not taxable income for the employee and are fully deductible by the corporation.

• An MERP offers unlimited flexibility including control over eligibility requirements, qualifying expenses and reimbursement maximums

• A MERP is a self funded deductible account that enables employers to purchase high deductible health insurance policies and self insure portions of employee expenses.  This self funded portion is tax deductible. 

Our experts in Consumer Driven Healthcare can explain all your options

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