Long Term Care Insurance

Life is Unpredictable

Protect Your Assets and Ease Your Emotional and Financial Burden from Unexpected Illness or a Disabling Accident 

Americans are living longer. That's good news, but the flip side of that is there are more years in which there's a risk of serious health problems. And that could literally cost all of your remaining life's savings. A study reported by the New England Journal of Medicine in 1992 anticipates that 43% of people over age 65 will enter nursing facilities during their lifetime.

You probably know someone who needed long term healthcare and went through all their money leaving nothing behind.

  • More than half of the people in a nursing facility stay more than one year
  • Currently, the cost of a year in a nursing home averages about $38,000.

Ordinary health insurance won't cover Long Term Health Care!

Do you know that if you or a loved one experiences a medical crisis in the future, you may not be covered under health insurance or government programs like Medicare?

Nationally, one third of all nursing home expenses are paid out-of-pocket by individuals and their families, and about half are paid by state Medicaid programs.

Medicaid, a federal/state health insurance program, will only pay for long-term care if you've already spent most of your savings or other assets.

That's why long-term care insurance is a wise investment in your future.

FAQ Long Term Care

Our experts in Long Term Care Insurance can help you today.



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