Do you know that if you or a loved one experiences a medical crisis in the future, you may not be covered under health insurance or government programs like Medicare?
Nationally, one third of all nursing home expenses are paid out-of-pocket by individuals and their families, and about half are paid by state Medicaid programs.
Medicaid, a federal/state health insurance program, will only pay for long-term care if you've already spent most of your savings or other assets.
That's why long-term care insurance is a wise investment in your future.
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